Early Retirement Masterclass
You've built a strong income and are doing the right things financially. So why does early retirement still feel uncertain? In just a few minutes, you'll see how small inefficiencies across your plan can quietly delay your retirement.
It's not about earning more, or having to shop at the dollar store for the rest of your life. It's about coordinating better.
See how the difference between retiring at 55 vs. 65 often comes down to one thing: structuring your investments in a way that allow you to retire early.
Early retirement is often less about age and more about seeing retirement as a lifestyle choice, not a finish line.
Balancing competing goals, creating a realistic timeline and aligning your money with purpose are often overlooked during the traditional planning process.
You don’t need more accounts or more products, or another spreadsheet showing you hypotheticals, OR an "award winning" portfolio.
You need your existing plan working together as one coordinated strategy, reducing tax drag, improving cash flow, and helping you retire earlier with confidence that's focused on your lifestyle.
Hey, it's nice to meet you here! I'm the Founder of OnPoint Private Wealth Coaching. For over 18 years, I was a traditional Financial Advisor operating in a system where advice was often tied to the sale of financial products.
In 2021, I took a step back and reevaluated what Canadians actually need.
Unbiased advice, no product pitches, no slick marketing, real advice from a normal guy not talking jargon or having to fulfil sales quotas. That's why I started OnPoint.
Today, I work as a retirement coach, helping people make smarter decisions with their money, build confidence, and create financial freedom on their own terms. No products to sell. No quotas to hit. Just honest conversations and practical guidance. I lead by example.
I retired at 49, traded the suit and tie for a ball cap, and built a life that reflects the principles I teach.
Royal Bay, BC is home. I am a former Professional Baseball Umpire (MiLB AA), love to hike and trail run with HiKo my Jack Russel.
If you're looking for a different kind of financial relationship, one built on coaching rather than selling, I'd love to connect. Let's invent a new possibility for your life.
Tyler Hoffman, FMA
This portfolio review showed me 3 alternative income structures my bank never even mentioned, 1 of which will give me more income at retirement.
— Cindy, Parksville, BC
If you're looking for an unbiased review with no sales pitch, Tyler delivers on that promise.
— Mel, Langford, BC
3 years early I can retire now because of this quick 360 portfolio review.
— Mark, Maple Ridge, BC
An unbiased review that looks at fees, allocation, risk, tax coordination and structures based on your situation and goals — so early retirement can be a greater possibility for you!
No product pitches or hidden sales approach. Just honest, objective clarity.
Get My 360 Portfolio Review