Make Work Optional.
You've worked hard, saved diligently, and made smart financial decisions. So why does making work optional still feel further away than it should? Most people don't have a savings problem. They have a coordination problem. Find out what's missing and discover your biggest opportunity in just 3 minutes.
No financial numbers required. No sales pitch. Just clarity.
61%
If you've ever lain awake wondering whether you've saved enough — you're not alone. It's rarely that you've done something wrong. It's usually just one gap, out of sync.
Thousands of Canadians Have Used This Assessment to Gain More Confidence About Their Retirement Future
The Coordination Gap
Most plans focus on how much money you'll have someday. Few help you understand when work could become optional and what choices might already be available to you.
Tax planning, income strategy, pensions, cash flow, lifestyle decisions, and investment structure all influence your future flexibility. Small changes can create opportunities most people never see.
Making work optional is personal. Your plan should reflect your lifestyle, values, priorities, and vision for the future, not a generic retirement formula.
Taxes, fees, inefficient structures, and disconnected strategies can quietly reduce the freedom you've worked so hard to build.
Recent Success
What it looks like when the coordination gap gets fixed.
Composite client scenario based on real coaching outcomes.
55
retired at
Mark assumed he needed to hit a specific number before he could stop working. A coordinated plan showed him he could retire years earlier than the traditional target suggested.
40%
expenses cut
Sarah didn't need to save more. She needed to spend differently. A geographic shift closed her gap almost overnight.
60
semi-retired at
David designed a 5-year transition plan instead of an all-or-nothing exit — and came out ahead financially.
In their words
I trusted Tyler before I trusted the plan — and that trust is what made me actually follow through. He listens before he advises, and that's rare.
The relationship felt different from day one — no jargon, no pressure, just someone genuinely on my side. The clarity followed naturally after that.
I've worked with advisors before, but never felt like a person until I worked with Tyler. That relationship is why I finally have a real timeline.
Who's behind this
Tyler made work optional at 49 and founded OnPoint to help Canadians gain the clarity, confidence, and roadmap needed to do the same.
Learn More About TylerThis 3-minute assessment reveals what's helping you, what's holding you back, and where your greatest opportunity may be hiding.
Answer 15 quick questions and discover:
Scorecard FAQs
Yes, it's completely free. The scorecard takes about 3 minutes, and you won't be asked for any sensitive financial numbers to get your results. There's no obligation to book a call or buy anything afterward — it's simply designed to show you where you actually stand.
No. This isn't a lead-in for a product pitch. You'll get your results, a short breakdown of what they mean, and if you want to go further, that's entirely your choice. The whole point of OnPoint is giving Canadians advice that isn't tied to them buying something first.
Especially then. Most people who take this already have savings and a plan in place — what they don't have is confidence that everything is actually coordinated towards an early retirement date. This shows you the gaps a standard plan often misses, even if you're already 'doing the right things.'
It's rarely a lost cause, and it's almost never actually about being 'behind.' Most people who feel behind have simply been given a generic plan built for someone else's timeline. This scorecard is designed to show you what's realistic for your specific situation — not compare you to an arbitrary number.
Generic calculators usually just multiply your income by a percentage and hand you a number. This looks at your actual coordination — fees, structure, timeline, and lifestyle goals — the things that typically determine whether someone retires early or ends up waiting years longer than they needed to.
It takes 3 minutes and costs nothing.
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