OnPointPrivate Wealth Coaching

The Portfolio Edition

A guide for Gen X Canadians

Money / Life / Perspective

Hidden Cost

02

The Real Price Tag on Your Portfolio

By Tyler Hoffman, FMA / OnPoint Private Wealth Coaching

Most investors know they're paying fees.

Few have ever calculated what those fees may be costing them.

Not in dollars.

In years.

Because every dollar paid in fees is a dollar that isn't compounding towards your future.

Over time, the biggest cost may not appear on a statement.

It may show up as:

  • 01One more year of commuting
  • 02One more year of alarm clocks
  • 03One more year of saying, "Maybe next year"

The real question isn't:

"How much am I paying?"

It's:

"How much longer might I have to work because of it?"

Self-Check

When was the last time someone showed you:

  • 01Your total investment costs in dollars?
  • 02The value you receive in exchange?
  • 03How different cost structures could affect your long-term outcome?
  • 04The potential impact on your retirement or work-optional timeline?

If the answer is "never," you may know the fee but not the true cost.