OnPoint Private Wealth Coaching

Canadian Retirement Playbook

Beyond the RRIF: Retirement Income Options Most Canadians Never Consider

You've worked hard, built your savings, and made the transition into retirement. Yet many Canadians still wonder whether their income will continue to support the lifestyle they want in the years ahead. In this short masterclass, you'll discover how alternative retirement income strategies can help create greater certainty, predictable cash flow, and more confidence throughout retirement.

WATCH NOW HOW to learn how combining different income strategies may help you optimise cash flow, reduce risk, and support your retirement goals.

Beyond the Traditional RRIF Approach

Most Canadians automatically convert their RRSPs into RRIFs and follow the same retirement income path as everyone else. But is that the most efficient option?

You'll learn about alternative strategies that can provide guaranteed income, reduce market-related stress, and create a more predictable retirement experience.

Reducing Market Risk While Preserving Your Legacy

Retirement should be about enjoying life, not constantly worrying about market volatility. Discover how annuity-based strategies can help protect a portion of your retirement income.

At the same time, simplify wealth transfer and reduce the administrative burden your loved ones may face in the future.

Solving the Longevity Challenge

Canadians are living longer than ever, which means retirement savings may need to support decades of income. Learn how guaranteed income solutions can help address longevity risk.

Allowing you to spend with greater confidence and maintain your lifestyle throughout retirement without constantly wondering if your money will run out.

Next Steps

Now that you've watched the video,let's get 1 thing straight...retirement income planning isn't about choosing a product.it's about creating a strategy.

The right approach can help improve tax efficiency, increase flexibility, and provide greater confidence throughout retirement.

THIS IS YOUR NEXT STEP...

Learn My RetirementIncome Personality Type

Takes 3 minutes, completely free.

Instantly discover:

  • Which retirement income personality you are.
  • Which structures are best suited for your personality type.
  • How to protect your portfolio in the most critical first 4 years of your retirement.

What Other's are Saying

Seeing 3 different structures all lined up on 1 page showing me the pros and cons of each without a sales pitch was refreshing! Tyler set a new standard for me.

— Shannon, Nanaimo, BC

Annuities always seemed foreign to me, and this income comparison put them in a new light for me. I was able to boost my income by 12% while reducing my overall risk.

— Brian, Burnaby, BC

My Investment Advisor told me that sticking with an ETF portfolio in a RRIF was the best option because it was low-cost. This comparison showed me the risk/reward across multiple income structures.

— Kim, Surrey, BC

Meet Tyler

Hey, it's nice to meet you here!

I retired from regular work at 49, traded the suit and tie for a ball cap, and built a life that reflects the principles I teach, by starting this passion practice: I'm the Founder of OnPoint Private Wealth Coaching.

Unbiased advice, no product pitches, no slick marketing, real advice from a normal guy not talking jargon or having to fulfil sales quotas. That's why I started OnPoint.

As a retirement coach, helping people make smarter decisions with their money, build confidence, and create financial freedom on their own terms. No products to sell. No quotas to hit. Just honest conversations and practical guidance. I lead by example.

Royal Bay, BC is home. I am a former Professional Baseball Umpire (MiLB AA), love to hike and trail run with HiKo my Jack Russel.

If you're looking for a different kind of financial relationship, one built on advice rather than selling, I'd love to connect. Let's invent a new possibility for your life.

Tyler Hoffman, FMA

Tyler Hoffman with HiKo, his Jack Russell, on the lakeshore in Royal Bay, BC

Frequently Asked Questions

Is Tyler Hoffman a Coach or a Licensed Advisor?

Tyler Hoffman is a licensed advisor serving clients across multiple provinces. What makes his approach different is that he starts with your lifestyle, goals, and vision for the future before discussing investments, strategies, or financial products. The result is a plan designed around the life you want to live, not just the numbers.

Do I Eventually Need to Move My Investments?

No. OnPoint Private Wealth Coaching is an advice-focused practice. The goal is to provide clarity, analysis, and recommendations so you can make informed decisions. Any future changes are entirely your choice and there is never any obligation to implement recommendations through Tyler.

Is My Information Secure?

Yes 100%. We ask for no confidential information with any of our scorecards and online assessment tools. Our Privacy policy is below.