Retirement Income Masterclass
You've worked hard, built some savings, and retirement may be closer than ever. Yet many Canadians still worry about whether their income will last. In this short masterclass, you'll discover how alternative retirement income strategies can help create greater certainty, predictable cash flow, and potentially a more confident retirement.
You've already seen how fees and structure affect your timeline — now let's look at income.
Most Canadians automatically convert their RRSPs into RRIFs and follow the same retirement income path as everyone else. But is that the most efficient option?
You'll learn about alternative strategies that can provide guaranteed income, reduce market-related stress, and create a more predictable retirement experience.
Retirement should be about enjoying life, not constantly worrying about market volatility. Discover how annuity-based strategies can help protect a portion of your retirement income.
At the same time, simplify wealth transfer and reduce the administrative burden your loved ones may face in the future.
Canadians are living longer than ever, which means retirement savings may need to support decades of income. Learn how guaranteed income solutions can help address longevity risk.
Allowing you to spend with greater confidence and maintain your lifestyle throughout retirement without constantly wondering if your money will run out.
The right approach can help improve tax efficiency, increase flexibility, and provide greater confidence throughout retirement.
Let's create the opportunity to explore what that could look like for you.
Get My 360 Retirement Income ComparisonSeeing 3 different structures all lined up on 1 page showing me the pros and cons of each without a sales pitch was refreshing! Tyler set a new standard for me.
— Shannon, Nanaimo, BC
Annuities always seemed foreign to me, and this income comparison put them in a new light for me. I was able to boost my income by 12% while reducing my overall risk.
— Brian, Burnaby, BC
My Investment Advisor told me that sticking with an ETF portfolio in a RRIF was the best option because it was low-cost. This comparison showed me the risk/reward across multiple income structures.
— Kim, Surrey, BC
A personalised review of retirement income structures that examines tax efficiency, income sustainability, legacy planning, and risk management — helping you identify opportunities that could improve your retirement outcomes.
No product recommendations. No hidden sales approach. Just unbiased insights and actionable clarity.
No obligation. No product pitch.
I retired at 49, traded the suit and tie for a ball cap, and built a life that reflects the principles I teach.
Hey, it's nice to meet you here! I'm the Founder of OnPoint Private Wealth Coaching. For over 14 years, I was a traditional Financial Advisor operating in a system where advice was often tied to the sale of financial products.
In 2021, I took a step back and reevaluated what Canadians actually need.
Unbiased advice, no product pitches, no slick marketing, real advice from a normal guy not talking jargon or having to fulfil sales quotas. That's why I started OnPoint.
Today, I work as a retirement coach, helping people make smarter decisions with their money, build confidence, and create financial freedom on their own terms. No products to sell. No quotas to hit. Just honest conversations and practical guidance. I lead by example.
Royal Bay, BC is home. I am a former Professional Baseball Umpire (MiLB AA), love to hike and trail run with HiKo my Jack Russel.
If you're looking for a different kind of financial relationship, one built on coaching rather than selling, I'd love to connect. Let's invent a new possibility for your life.
Tyler Hoffman, FMA
Absolutely not! We lead with advice. No pitch. No pressure. Just confidence and clarity.
That hasn't happened yet, but if it does, let us know, and we'll refund you, no questions asked.
We can typically turn this personalised review around in under 5 days.
$297 100% guarantee. No product pitch.