Income Options Masterclass
Building wealth is only half the equation.
The real challenge is turning your savings into reliable income that supports the life you want to live.
In this short masterclass, you'll discover retirement income strategies most Canadians never explore and learn how a coordinated income plan can help create more flexibility, confidence, and choice.
Discover how pensions, investments, government benefits, and alternative income strategies can work together to help make work optional.
You've already seen how fees and structure affect your timeline — now let's look at income.
Most Canadians automatically convert their RRSPs into RRIFs and follow the same retirement income path as everyone else. But is that the most efficient option?
you'll explore alternative income strategies that many Canadians have never considered and learn how different approaches can work together to create greater flexibility, more predictable cash flow, and increased confidence about the future.
Many Canadians are looking for ways to reduce uncertainty as they transition from building wealth to living from it.
In this masterclass, you'll discover how guaranteed income strategies, including annuities, may help create more predictable cash flow, greater confidence, and less reliance on market performance.
You'll also learn how certain structures can simplify estate settlement and make wealth transfer easier for the people you care about most.
Making work optional is easier when you know your income can support you for the long term.
Learn how guaranteed income strategies can help create dependable cash flow, reduce uncertainty, and provide greater confidence that your lifestyle can be sustained for years to come.
The goal isn't to worry about outliving your money. It's to feel confident enough to enjoy the life you've worked hard to build.
Seeing 3 different structures all lined up on 1 page showing me the pros and cons of each without a sales pitch was refreshing! Tyler set a new standard for me.
— Shannon, Nanaimo, BC
Annuities always seemed foreign to me, and this income comparison put them in a new light for me. I was able to boost my income by 12% while reducing my overall risk.
— Brian, Burnaby, BC
My Investment Advisor told me that sticking with an ETF portfolio in a RRIF was the best option because it was low-cost. This comparison showed me the risk/reward across multiple income structures.
— Kim, Surrey, BC
Most people don't need more financial products.
They need better advice.
That's why I founded OnPoint Private Wealth Coaching.
My approach is simple: advice first.
No product pitches. No sales quotas. No confusing jargon. Just honest conversations and practical guidance designed to help you make smarter financial decisions and create more options for your future.
Today, I help Gen X professionals navigate the challenges of balancing successful careers, family responsibilities, and long-term financial goals, while building toward a future where work becomes a choice, not a necessity.
I believe good financial planning isn't really about retirement.
It's about creating the freedom, flexibility, and confidence to live life on your terms.
When I'm not working with clients, you'll find me in Royal Bay with HiKo, my Jack Russell, out on the trails running or hiking. Prior to my career in financial planning, I spent several years as a professional baseball umpire at the Double-A level.
If you're looking for advice that's unbiased, practical, and focused on helping you make work optional, I'd love to connect.
Tyler Hoffman, FMA
Founder, OnPoint Private Wealth Coaching
Tyler Hoffman is a licensed advisor serving clients across multiple provinces. What makes his approach different is that he starts with your lifestyle, goals, and vision for the future before discussing investments, strategies, or financial products. The result is a plan designed around the life you want to live, not just the numbers.
No. OnPoint Private Wealth Coaching is an advice-focused practice. The goal is to provide clarity, analysis, and recommendations so you can make informed decisions. Any future changes are entirely your choice and there is never any obligation to implement recommendations through Tyler.
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