OnPoint Private Wealth Coaching
Retire on Purpose. Backed by Institutions. Guided by You.
You've built a successful career.You've saved diligently.You've made smart financial decisions.So why does making work optional still feel unclear?
OnPoint Private Wealth Coaching exists to close that gap with a personalised, lifestyle-focused financial strategy designed around your goals, not a generic retirement formula.
And because we're not tied to a single product shelf, our advice stays objective, independent, and focused on what matters most: helping you create more freedom, flexibility, and choice.
Personalised
Your plan starts with your life, not a product recommendation.
Objective
No quotas. No proprietary products. Just clear, unbiased guidance.
Professionally Implemented
Backed by experienced, regulated partners who help bring the strategy to life.
The Trust Behind the Advice
Independent Advice Doesn't Mean Going It Alone
It means choosing who backs you — carefully.
Licensed Through Hub International
As one of the world's largest insurance brokerages, Hub International gives us access to the education, technology, service, and products needed to deliver sound insurance planning — without being boxed into one insurer's agenda.
Portfolio Management via ModernAdvisor, Backed by Guardian Capital
Your investments are managed through ModernAdvisor, a portfolio manager regulated by securities regulators in every Canadian province, with assets protected through the Canadian Investor Protection Fund (CIPF). ModernAdvisor is backed by Guardian Capital Group Limited — over six decades of institutional investment experience built on stability, trustworthiness, and integrity.
ModernAdvisor also carries a fiduciary duty to act in your best interest, with globally diversified, tax-efficient portfolios.
Together, These Partnerships Mean:
Best-in-class solutions. Independent advice.
Insurance planning backed by licensed specialists and global providers.
Investment management delivered by regulated fiduciary portfolio managers.
A coordinated strategy guided by someone whose job is to help you make better decisions, not sell financial products.
Why This Matters
The Coordination Gap
Most people don't have a savings problem.
They have a coordination problem.
Investments, tax planning, insurance, income strategy, and lifestyle goals often operate independently, when they should work together.
That's where OnPoint comes in.
We combine institutional-quality execution with independent, advice-first planning, so every piece works toward the same goal:
Ready to see what a coordinated plan looks like?
Book a no-pressure conversation and we'll map out what's possible — without a product pitch.