OnPoint Private Wealth Coaching
Retire on Purpose. Backed by Institutions. Guided by You.
You've maxed your RRSP.Followed the advice.Trusted the plan.So why does retirement still feel unclear?
OnPoint Private Wealth Coaching exists to close that gap — with a personalised lifestyle strategy, not a generic one.
And unlike advisors tied to a single product shelf, we bring together best-in-class partners so the advice stays unbiased and the outcome stays yours.
Personalised
Strategy built around your life, not a product checklist.
Unbiased
No single product shelf, no commission pressure. Just advice.
Institutional
Execution backed by licensed, regulated industry partners.
The Trust Behind the Advice
Independent Advice Doesn't Mean Going It Alone
It means choosing who backs you — carefully.
Licensed Through Hub International
As one of the world's largest insurance brokerages, Hub International gives us access to the education, technology, service, and products needed to deliver sound insurance planning — without being boxed into one insurer's agenda.
Portfolio Management via ModernAdvisor, Backed by Guardian Capital
Your investments are managed through ModernAdvisor, a portfolio manager regulated by securities regulators in every Canadian province, with assets protected through the Canadian Investor Protection Fund (CIPF). ModernAdvisor is backed by Guardian Capital Group Limited — over six decades of institutional investment experience built on stability, trustworthiness, and integrity.
ModernAdvisor also carries a fiduciary duty to act in your best interest, with globally diversified, tax-efficient portfolios.
Together, These Partnerships Mean
Your insurance planning is licensed and backed by a global brokerage
Your investments are professionally managed by a regulated, fiduciary portfolio manager
Your strategy remains independently coordinated — by someone who works for you, not a product
Why This Matters
The Coordination Gap
Most retirement plans fail not because of bad decisions, but because pieces don't talk to each other.
OnPoint exists to fix exactly this — using institutional partners for execution, and independent coaching for direction.
Ready to see what a coordinated plan looks like?
Book a no-pressure conversation and we'll map out what's possible — without a product pitch.